TEN REASONS TO BUY YOUR HOME NOW!
1. GREAT SELECTION!
2. HOUSING PRICES ARE DOWN!
3. LOW INTEREST RATES!
4. RENTS ARE RISING!
5. BUILDER INCENTIVES!
6. INSTANT EQUITY!
7. TOP NOTCH SERVICE!
8. TIME TO THINK!
9. AVOID MULTIPLE OFFER SITUATIONS!
10. TAX BENEFITS!
Today many homes have been on the market for six months to a year. Sellers are willing to negotiate. We have seen reductions of 10% to 25%! Homes are selling below their assessed value.
Team up with us and together we will find your dream home. Remember, Integrity Matters.
CHECKLIST FOR BUYING A HOME
AND RECEIVING THE BEST INTEREST RATE AND TERMS
Lower prices mean lower monthly payments, but before you jump in, there are some key things to remember about getting a mortgage now.
Down payment - you will see better loan terms if you can put at least 5% down. Each 5% increment will help.
Interest rates - Fees are critical, so don't go by interest rate alone.
Be wary of advertising - as you know, the airwaves are full of advertisements trying to get consumers into a mortgage because of the interest rate cut by the Federal Govt.
Know your Private Mortgage Insurance options - these protect the lender from losses incurrred when foreclosing on a property.
Improve your credit scores - now, more than ever before, credit scores are important. This is true especially for borrowers with less than 20% down payment.